What is Title?

When buying or selling real estate, both parties need fast and accurate information regarding the title to the real property involved. As a preliminary step to issuing title insurance, title searchers go through available public records to check legal ownership and recorded liens or encumbrances that affect the property. Title Guaranty of Hawaii’s Title Officers are able to identify outstanding title issues, and in many cases, help resolve them.

Title insurance protects your property against claims of ownership or defects in the title. A one-time premium keeps the policy in force as long as you own the property, and it offers you peace of mind.

The TG Difference

Title Guaranty of Hawaii examines records relating to the property as far back as the original source to verify the ownership of the title. Using our own title plant, we can quickly review and search available digital plat maps and documents from the tax assessor’s office, Bureau of Conveyances, district court offices, state health department, Grantor/Grantee indices and other Hawaii legal filings.

We are an agent and can write policies for national underwriters including:

We offer the same title policy coverage as the mainland competition, yet our clients benefit from Title Guaranty’s local knowledge and timely service.

Title Guaranty of Hawaii provides a full range of title products and services addressing the needs of buyers and sellers during real estate transactions:

What is Escrow?

Escrow is a neutral third party assigned to hold real estate transaction deposits and documents during the loan closing process. When all conditions of the sale are met, the escrow holder will release the funds and documents to each party, completing the sale.