TITLE SERVICES
What is Title?
When buying or selling real estate, both parties need fast and accurate information regarding the title to the real property involved. As a preliminary step to issuing title insurance, title searchers go through available public records to check legal ownership and recorded liens or encumbrances that affect the property. Title Guaranty of Hawaii’s Title Officers are able to identify outstanding title issues, and in many cases, help resolve them.
Title insurance protects your property against claims of ownership or defects in the title. A one-time premium keeps the policy in force as long as you own the property, and it offers you peace of mind.
The TG Difference
Title Guaranty of Hawaii examines records relating to the property as far back as the original source to verify the ownership of the title. Using our own title plant, we can quickly review and search available digital plat maps and documents from the tax assessor’s office, Bureau of Conveyances, district court offices, state health department, Grantor/Grantee indices and other Hawaii legal filings.
We are an agent and can write policies for national underwriters including:
We are an agent and can write policies for national underwriters including:
We offer the same title policy coverage as the mainland competition, yet our clients benefit from Title Guaranty’s local knowledge and timely service.
Title Guaranty of Hawaii provides a full range of title products and services addressing the needs of buyers and sellers during real estate transactions:
- Preliminary title report
- Owner’s title insurance policy
- Homeowner’s one-to-four family policy
- Extended owner’s (ALTA) policy
- Lender’s ALTA policy
- Policy endorsements
- Certificate of Title
- Litigation guarantee
- UCC-1 financing statement report
- Express property and lien check report
- Status report
- Lien report
ESCROW SERVICES
What is Escrow?
Escrow is a neutral third party assigned to hold real estate transaction deposits and documents during the loan closing process. When all conditions of the sale are met, the escrow holder will release the funds and documents to each party, completing the sale.
Title Guaranty Escrow Services, Inc. is Hawaii’s trusted leader in escrow services and able to complete any type of real estate transaction:
DEVELOPER & PROJECT SERVICES
Title Guaranty of Hawaii’s specialized Developer & Project Services focuses on the individual title and escrow requirements of Hawaii’s land developers. This department has been expertly trained to understand the intricacies of real estate development.
From the beginning of acquisition to the completion of the unit sales and financing, our staff works closely with clients, providing them with accurate and timely information—ensuring the completion of a successful development.
Title Guaranty’s Developer & Project Services also handle Fee Conversions and Vacation Ownership transactions.
Since 2005, Title Guaranty has provided our developer partners online access to vital information for their respective projects. The daily updated reports allow easier and faster closings, making the dream of owning a new home a reality.